In the U.S., Farmers Insurance Company denies claims at the rate you and I drink water. Denying a valid auto insurance claim is considered a negotiating tactic. It does not matter who is at fault, but that you believe you will get less compensation for your injuries than you originally thought. For those that are trying to bypass utilizing a personal injury attorney, the fight has become increasingly dirty and Farmers Insurance is leading the way in this disgraceful mission to rob injury victims of compensation for their medical bills.
Fair Compensation?
Headquartered in Los Angeles, California, Farmers Insurance is a personal lines property and casualty insurance group that provides auto insurance for those within the United States. It is the third largest insurance group in the United States servicing over 10 million households in 41 states. With their enormous growth and countless currently held policies, you would assume that Farmers insurance would have the ability to handle their business in a respectable manner. They could, but they are making most of their profit off of denying legitimate claims. John Bisnar, personal injury attorney out of Newport Beach California, put it best when describing why Farmers handles themselves in this way.
"Insurance companies limit payouts because that’s where their profit is. You have to remember that when you pay your auto insurance premium only two or three percent of that dollar that you put towards your premium goes to the insurance companies profit. However, every dollar saved on your claim is a dollar of profit, so therefore it is 33 times more profitable for an insurance company to save a dollar on your claim than it is to get a dollar in premium payments. They are in the business to make money. They are a for-profit business and they will make their money in any way that they can."
Do-It-Yourself Claims for compensation
These days, there are instances that it would be best to handle your own personal injury case. If you received minimal injuries from a car accident, your property damage resembles a fender bender, and the insurance adjuster denied your claim, it may be in your best interest to avoid a car accident lawyer and go straight to small claims courts. The best car accident attorneys offer a free consultation; they will be able to advise you of your rights so that you can make the best decision for yourself and your family.
Farmers Insurance Attorneys
If you have been injured in a car accident where Farmers Insurance could be held liable, call a BISNAR | CHASE California personal injury attorney for a free professional consultation by attorneys who have represented over 6,000 clients since 1978. You will experience award winning representation and outstanding personal service by a friendly law firm in a comfortable environment.